CHRISTOPHER D’CRUZ, CHIEF FINANCIAL OFFICER

Mr. D’Cruz is the Chief Financial Officer for the Norstar Group of Companies.

Mr. D’Cruz joined the Norstar Group of Companies in 1991 in the capacity of Vice President Finance. Prior to this, he was a manager with the firm of Laventhal & Horwath, Chartered Accountants, for a period of 5 years.

Mr. D’Cruz obtained his professional chartered accountant designation in London, England.

Mr. D’Cruz holds a bachelor degree from the University of London and is a Chartered Accountant; he is a member of the Institute of Chartered Accountants, Ontario, as well as the Institute of Chartered Accountants, England and Wales.